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Employee Benefits

Group Dental & Vision — the benefits your employees notice every year.

Dental and vision benefits rank consistently among the most valued perks employees cite when evaluating a job offer — and they're far more affordable to offer than most business owners expect. Kain Carlson bundles dental and vision into your broader benefits package or structures them as standalone plans, depending on what works best for your business.

Plan Design

Dental & Vision Plan Design

Dental and vision plans vary significantly in network quality, annual maximums, and covered services. For ND and MN businesses, Kain Carlson reviews plan options from multiple carriers to find the right balance of cost and coverage — and structures the offering alongside your group health plan for a cohesive benefits package.

Preventive Care
Most dental plans cover preventive care at 100% — cleanings, X-rays, and annual exams — because preventing problems is less expensive than treating them. This is the most frequently used dental benefit.
Major Dental
Major dental coverage — crowns, root canals, bridges, and dentures — is where the financial protection matters most. Plan design choices around co-insurance percentages and waiting periods affect cost and value.
Annual Maximums
Dental plans typically have annual maximums ranging from $1,000 to $2,500 or more. Kain Carlson helps you choose a maximum that provides meaningful protection without unnecessary premium cost.
Vision Networks
Vision plan value depends heavily on in-network provider access in ND and MN. Kain Carlson reviews network coverage for your team's locations before recommending a carrier.
Add Dental & Vision to Your Benefits Package
Independent · Licensed in ND & MN · All major carriers · Based in Fargo
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