Medical Benefits
Workers' compensation medical benefits cover the full cost of medical treatment, rehabilitation.
Medical Benefits
Ongoing care for employees injured on the job, without requiring the employee to pay anything out of pocket or file a personal injury lawsuit.
In North Dakota, these benefits are mandatory and administered through the ND Workforce Safety & Insurance program.
What You Need to Know About Medical Benefits
First Dollar Medical Coverage
Injured workers receive medical treatment from the first dollar, no deductible, no copay, no out-of-pocket cost. Coverage includes emergency care, hospitalization, surgery, physical therapy, prescription medications, and all medically necessary treatment related to the injury.
Rehabilitation and Return-to-Work
Beyond acute treatment, workers' comp covers vocational rehabilitation and return-to-work programs for employees who need assistance transitioning back to their role or into a modified duty position while recovering.
Lifetime Medical Benefits
For serious injuries, medical benefits can extend for years or permanently. North Dakota's mandatory workers' comp program provides long-term medical coverage that protects both the employee and the employer from open-ended medical liability.